ESG & SRI Investing

The Opportunity

In recent years, many companies in the United States and around the world have shifted their priorities to include parties outside of just shareholders. Stakeholder theory and corporate social responsibility have encouraged firms to integrate their employees, customers, suppliers, communities, the environment, and more into their business strategies.  As such, your investment dollars can increasingly be used to promote positive shareholder responsibility beyond pure financial returns.

 

Furthermore, there has been a growing number of investors who want to invest in firms which are positively affecting all stakeholders. Different sustainability-focused strategies have emerged as ways for people to accumulate wealth by investing in companies that are aligned with their ethics.

Sustainable Investing Growth in the United States ($B)

2005-2020

Source:  US SIF; Moving Forward With Sustainable Investing A Roadmap for Asset Owners (2020)

Our Challenge

We take a long-term approach to investing which can be at odds with our culture's increasing fixation on instant gratification.  Stocks of publicly traded companies grow in value as the companies increase revenues and grow earnings.  All growth and development takes time; discipline is required to avoid the pitfalls of short term thinking.  This is not only true of the rigor required for successful investing, but also with positive societal change.  Whether it is protecting the environment or improving the quality of lives, a long term perspective is a necessity.  Our focus on investing in high quality stocks for extended periods of time goes hand in hand with corporate shareholder responsibility, as societal change is inherently long term in nature.

Our Approach

Using peer analysis, we proactively consider ESG factors and opportunities in the portfolio construction process.  This allows us to construct a fully Diversification Targets portfolio where relevant financial criteria is used alongside ESG factors to measure a company's exposure to ESG risks, and their plans to manage these risks.

 

Sound fundamental analysis is the foundation of all investment strategies.  Quantitative approaches can be a highly impersonal "black box" that eschews what is important to you.  Thematic or negative screens can result in an unDiversification Targets portfolio that is vulnerable to excessive volatility.

Matt Lagan, CFA

Chair of the ESG Investing Committee

Our impact investing legacy

In addition, for investors or institutions seeking to align their investments with their values or mission, we have offered a more traditional exclusion-based responsible approach for over twenty years.  We categorize this approach as Socially Responsible Investing (SRI).  SRI clients consult with our investment management team to impose restrictions to exclude specific companies or industries from portfolios as their respective business practices conflict with our client's social, ethical, or moral mission statement.

esg factors

Through integration of ESG factors and screening tools into Congress’ research process, a holistic view of corporate conduct is created.  While subjective in nature, names in the portfolio are those that we believe are industry leaders with regards to disclosure, resource efficiency, and positive societal impact.

 

In gauging a company's preparedness to handle ESG risks, we look for best practices across a range of issues including, but not limited to:

 

Governance
Governance
Corporate governance is material to every company regardless of industry. We look across four broad categories: Board Composition, Executive Pay, Shareholder Rights and Corporate Behavior (ethics, whistleblower programs, etc.).
Environmental
Environmental
While environmental risks vary depending upon the industry, companies best prepared to handle risks have plans in place to lessen carbon intensity, reduce GHG emissions, address resource scarcity, and integrate environmental considerations into product design and development. Additionally, increasing demand for environmentally friendly products is leading to new market opportunities across a range of industries. Firms that are taking advantage of this demand are best positioned to capitalize on these prospects.
Social
Social
To varying degrees, we’re looking for a firm's commitment to improve the lives of all relevant stakeholders including customers, employees, shareholders, and communities. In doing so, the following themes considered include: product quality, employee tuition and engagement plans, responsible sourcing of raw materials, a commitment to equitable supply chain labor standards, etc.
Controversies
Controversies
A controversy is any incident or ongoing situation that has a negative impact on the environment or society and could be indicative of structural problems within corporate structure or risk management. Incidents can include high profile events such as oil spills, data breaches, and financial malfeasance or less publicized situations such as class action lawsuits or product recalls. We monitor controversies and look at actions taken by company management to remediate these situations.

exlusionary screens

We offer customized equity portfolios that avoid exposures to companies or sectors that conflict with your social objectives.  Common examples of exclusions include manufacturers of fossil fuels, weapons/firearms, alcohol, and gambling.  In addition, we have a long history of working with faith-based  organizations to meet their requirements.  In particular,  we  offer screening based upon the United States Conference of Catholic Bishops directives.

Congress Asset Management

2 Seaport Lane, 5th Floor

Boston, MA 02210

617.428.4300

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